Image courtesy of svilen001 Are you really saving money when you are pinching pennies? I certainly do not think so. Many people have mistaken that by pinching pennies, they are being frugal and saving money. However, I think that is certainly not the case and by pinching pennies, you may be wasting more money instead.

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Image courtesy of yomanimus Saving Money Our school education does not teach us much about handling money in life and this has caused most of us to enter the working society without much knowledge on how to handle our own money. I noticed that there are people who are working for 20 to 30 years [...]

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